Are Car Designers A Big Cause Of High Insurance Prices?

In the name of style, many cars today don’t even have bumpers – just painted bodywork, often made of plastic that easily cracks.
The slightest knock often needs a respray and maybe even big new panels, pushing up costs for the insurers that have to foot repair bills. As a result we all pay higher prices for our insurance.
Isn’t it time car makers found a way to marry good design with making their cars more durable against minor shunts?

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